Sr. Credit Manager

Finance & Control department in Circle K Business Centre in Riga, Latvia is a part of the Global Finance organization and is responsible for the full accounting and financial reporting cycle for Circle K European operations. By joining us you become part of a global family, whose ambition is to become the world’s preferred destination for convenience and mobility.

Circle K Business Centre in Riga, Latvia is looking for:

Senior Manager Credit

As a Senior Manager Credit in Circle K Europe, you'll be responsible for ensuring effective credit risk governance, processes, and people development in the credit area.

Responsibilities:

• Ownership of the European Credit Policy and ensure that it is up to date with the market situation and the company’s business strategy.

• Ownership of credit processes and drive alignment and automatization of Credit processes across Europe.

• Strategic Advisory for Credit governance in Europe on overall risk strategy and development.

• Leadership of the Credit Management team, including but not limited to the optimal organization of placement of tasks, recruiting and retaining highly qualified, motivated, and agile personnel.

• Ensuring ongoing credit risk follow-up and deciding on risk mitigation action plans.

Main duties:

• Manage credit operations and ensure close dialogue with various stakeholders in Europe.

• Develop and maintain a motivated and high-performing team.

• Manage team operational planning, staffing requirements and recruitment process.

• Organize and lead monthly SLA follow-up meetings, ensuring a well-functioning collaboration model with the Business Units.

• Develop and maintain a credit framework including credit policies and guidelines.

• Track, communicate and draw insights from the performance of ongoing initiatives & be on top of all credit KPIs through regular portfolio monitoring.

• Foster and embed a strong credit culture aligned with the organization’s risk appetite.

• Provide strategic direction to ensure sound credit decision-making at all levels.

Qualifications & Experience:

• Higher education in economics or finance field.

• 5 + years strong credit assessment and credit decision-making skills for legal entities, specifically in large corporate environment.

• 5 + years strong leadership.

• A good understanding of process optimization and experience with continuous improvement.

• Skilled at Relationship building - strategic mindset and Business-oriented focus.

• Proficient in English.

What you can expect at Circle K:

• Monthly salary starting from 5500 Eur gross.

• An open and positive atmosphere and great colleagues around you.

• Global and fast-paced work environment.

• Continuous personal and professional development in a growing company.

• Employee discounts in our stores, health insurance, annual bonus, additional days off.

Interested?

We encourage you to apply by the 30th of August 2025.

We know great companies are built from within, by great people like you. Come grow with us!

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